In today's article we will discuss how to improve your english ?
English is one of the most widely used language worldwide. Its an official language of many countries around the world. Its always an added advantage if you are able to speak in the English language fluently and with confidence. Here we will see some important tips as to how to improve your English.
Practice, Practice and Practice: If there is one single thing which if you do will help you to improve your English, then this is it. You need to keep practising to speak in English. Don’t worry about the mistakes, keep on speaking in English and soon you will not only be able to speak fluently in English but also you will improve your pronunciation.
Use your phone: Did you know that your smart phone can do wonders in helping you to improve your English. Use your phone to record yourself then listen back and analyse what needs to be improved. This will dramatically help you to improve your English.
Listen to news in English: Listening is an amazing art and always have tons of benefits. Listening to English news will not only help you in grasping the English language but also help in knowing more and more words of the english language.
Watch english Films: This is an amazing tip. You watch english films concentrate on the new words, check out how the actors are pronouncing it and you will learn to speak in english very fast.
Read: Reading your topics of interest in english will help you to improve your english. Reading will not only bring fluency in your speaking, but it will also improve your brain power, so you get double benefit from a single activity.
Add one word to your vocabulary every day: Always try to find new words in english when you are reading or listening or watching anything in the english language. Next check out the meaning of these words and then try to make as many sentences as possible for you using these words. You will be amazed at the results if you do this exercise.
Revise your vocabulary: As humans it takes some time for some information to sink in our heads permanently, so its important that we revise our newly founded words on a regular basis till they become a part of our daily vocabulary.
Attend programs: Its advisable to attend various community programs which are being conducted in english. In this way you will get to know a lot of people and you can practice your english skills by communicating with other people attending the programs.
Talk to yourself: This is another good step that you can take to improve your english. Prepare a script on a subject which interests you most then stand in front of a mirror and give a talk in english to yourself. You will see unbelievable results if you practice this way to improve your english.
Hope you found the above tips interesting, so go ahead and become a pro speaker in the english language.
This article is about how to prevent kidney stones naturally !
If anytime you have passed through the phase of passing a kidney stone, you would be well aware of the pain and agony involved with it. In some cases, the pain is so severe that a person literally roars in pain if not treated quickly with pain-killers. Once a person goes through this agony, he should literally do anything to avoid this pain again. Unfortunately, it has been observed that almost 50% of the people who have incurred this pain have it again in the next 10 – 15 years due to non-preventive measures.
Let us see how these kidney stones are formed and what preventive measures we can take to prevent kidney stones naturally and easily.
Formation of kidney stones
Most kidney stones are formed by substances like calcium, oxalate and uric acid. When these substances become concentrated, they form crystals which then grow larger to form into stones. Almost 85% of the kidney stones formed are made of calcium the remaining are form as uric acid stones which are normally found to be formed in people having low urine pH levels.
The stones that are formed in the kidney can cause severe pain as they can move down the ureter and may block the urine flow. A person might feel severe pain on one side of the body between the back and the stomach. This pain sometimes is accompanied with stains of blood in the urine, nausea and vomiting. Other symptoms such as increase in the frequency of urination, having bladder pressure and sometimes pain the groin can be felt.
If a person experience any of the above symptoms, it is advisable to see a physician immediately who can perform a urinalysis with renal ultra sound to determine and confirm whether the pain is related to kidney stones and if yes, he can also find out the size and number of kidney stones. Proper diagnosis will help in proper treatment of the kidney stones.
The passing of kidney stones
Depending upon the size and the number of stones, it might take anywhere between a few weeks to a few months for the kidney stones to pass out. There are several pain killers available in the market like ibuprofen, naproxen or acetaminophen which can help to reduce the pain till the stones pass out. Many doctors also prescribe an alpha blocker which actually relaxes the muscles of your ureter and help in passing the stones quickly and with lesser pain.
There are circumstances where the stones are too large to pass and can cause severe pain in this case, your doctor might suggest to you the procedure of ureteroscopy whereby you are given general anesthesia and a small lighted tube (called as ureteroscope) is passed through the urethra and bladder and into the ureter. If the stone is small in size then it might be snared with the help of a basket device and removed whole from the ureter. In circumstances where the stone is larger than the diameter of the ureter, it requires to be fragmented, which is usually done with the help of laser. Once the stone is broken into tiny pieces, then these are usually removed from the ureter very easily. To ensure that the kidney drains urine well after surgery the doctors usually leave a ureteral stent in place.
Prevent Kidney Stones
Al though it is common to have kidney stones there are simple preventive steps which if taken will help in the prevention of the kidney stones. Listed below are a few of them.
Drink enough water.
The one advice which is given by almost all doctors to patients with kidney stones problem is to drink an ample amount of water every day. You need to drink at least 2 litres of water everyday so that enough urine is produced every day to flush the deposits out of the system. If you are able to produce sufficient amount of urine everyday then the problem of having kidney stones will be reduced considerably.
Avoid high-oxalate foods.
Taking high oxalate foods like beet, almonds and spinach raise the oxalate levels in the body leading to the formation of oxalate stones so try to limit the intake of such foods to the minimum.
Increase the use of lemons
Lemon is a wonder food to prevent the formation of kidney stones. It contains citric acid and citrate, a salt found in citric acid binds to calcium and prevents the formation of kidney stones. Studies have shown that drinking ½ cup of concentrated lemon juice will considerably reduce the formation of kidney stones.
Reduce your Sodium intake
If your diet is high in sodium, then it may trigger the formation of kidney stones, this is because it increases the amount of calcium in your urine. It is recommended to reduce your daily sodium intake to 2300 mg or even to 1500 mg if you have faced any kidney stones issues due to high sodium intake.
Reduce your animal protein intake.
Uric acid is one of the biggest causes in the formation of kidney stones. Foods such as meat, eggs and seafood for that matte increase the level of uric acid in your body which can trigger the formation of kidney stones. So, if you have the problems of kidney stones then its advisable to reduce the intake of animal protein in your diet.
Self-confidence is one quality in life which you will always need to perform well in any part of your life. It is nothing but the positive belief that one has about oneself for doing a certain task or activity. When a person is self-confident, he will always perform well and not only perform well but his productivity will be at the highest. He will get done more in a short duration of time. Since now we know a little about this top quality required in life let us see as to how you can improve your self-confidence.
Below are some of the practical tips which you can use to improve your self-confidence.
Make a list of things which you have already achieved in life.
Every person achieves lots of milestones in life. It can be as simple as passing your secondary school to making it big on some management decisions in your company. These past achievements big or small play a very big role in building up your self-confidence. Spend a few hours making a list of all things that you have achieved in your life in the past. When you start the process, you will come up with dozens of achievements which will make you beam with confidence. It’s advisable to go through this list even now and then when you have time. This will pep up positivity in your mind and increase your self-confidence. Our self-confidence tends to increase when we think positively all the time. Try out a simple demonstration think of some big achievement of you from the past. Now close your eyes now make a mental movie by seeing yourself repeating all the steps and achieving the same achievement again, you will immediately notice a change in your mind and body vibrations. Just try it.
Dress up for self-confidence.
How we dress has a big impact on how we feel. For example, if you are just wearing your shorts and slippers you won’t feel confident of entering a big departmental store or a designer’s store but if you are dress up in a coat or other formals, your mind will give you the required boost to enter the same store without any hesitation. The same can be said while you are going for an interview. Your self confidence will soar high if you are dressed up as per the situation, so always dress up in your best possible it will help to improve your self-confidence
Maintain a good posture.
Try this out for a day. Try to maintain a good straight posture and you will realize how more confident you start to feel when you maintain a good posture. Not only that when you maintain a good posture, along with your self-confidence you will also notice that you become more alert. Maintaining a good posture keeps the body and mind in an alert state so just try it out.
Get more and more knowledge in your field of work.
The more knowledge you have in your field of work, the more it will help you to improve your self-confidence, you will become to handle any kind of situation in that particular field. When we feel that we have the required knowledge to handle a situation, we automatically become more self-confident to handle the situation. For example, if you are having the correct route knowledge for moving from place A to place B, you will have increased self-confidence to reach the place in your estimated time, where else if you don’t have that knowledge even though you will move you won’t be able to say with self-confidence that I will reach from place A to place B in a certain amount of time.
Practice your skills.
The more practice you put into your skills the more confident you will become. Practice goes hand in hand with getting the desired knowledge to become more self-confident. Its as simple as that, if you want to improve your self-confidence in a particular area of your life then gather as much knowledge as possible on that subject and then put that knowledge into action and you will see with every passing day you will become more and more self-confident.
Do regular workouts.
It has been observed that the people who do regular workouts seem to have more self-confidence in general. Plus this activity has tremendous benefits for the mind and the body. Try to go the gym 3 to 4 times a week. If that's not possible then at least try taking a brisk walk after dinner or early morning for about 30 minutes 3-4 times a week. The results will amaze you.
Practice these few tips regularly and you will see your self-confidence growing by leaps and bounds.
Bad debts is a killer if it goes beyond control. Let's take a look at how to avoid bad debts ?
Many business houses go into deep problems and the reason strangely is that they don’t have sufficient working capital to run their business. One of the major reasons for a company to have a tight cash flow is that they are giving too much credit in the market and fail to recover money from the debtors.
It’s very easy for many companies to sell their goods on a credit basis, but doing business on a credit basis has its own bottlenecks. If your debtors amount increase chances are there that you will not only lose the money but also the customer so its always healthy to maintain a healthy credit line with your customers. Below are some tips to maintain a healthy credit line with your customer and also some suggestions on how to avoid bad debts. So, let’s begin.
To begin with try to deal as much as possible in cash sales and avoid the credit factor. But if you are a big company or a rapidly growing company then you can take a few steps to secure your money before it turns into bad debts.
Have proper accounts. Having a dedicated accounts team always pay off. Lot of money gets into the loss category due to the improper maintenance of accounts. If your record keeping is bad then you are sure to fail. How will you ask money from a customer if you yourself are unclear about the amounts?
Have a dedicated receivables accountant or collection officer. Its very common and in human nature that we lose our productivity if we are not focused. So, it’s always advisable to put a dedicated person for the collections so that he is completed focused on getting money from the customers. When he is able to give undivided attention towards this task, he will always produce better results.
Study the customer thoroughly before approving any credit line for him. You should collect the data for the customer through a credit application form and then do a due diligence on the customer. You can call his trade references and ask them about the creditability of the customer.
Start small. When you have completed the due diligence then you should test the customer by offering him small credit terms initially to test his commitments.
Send regular Statements: Its always better that you forward the customers statement related to their outstanding invoices ever month. This will not only help you to collect the amount faster but it will bring awareness in the customer and he will always remember to pay you. Ask for a confirmation of the receipt of the account statement.
The golden formula is to follow up, follow up and Follow up. If possible then try to make a physical follow up with the customers. This will keep them thinking about you and they will pay you much quickly.
Keep a strict watch on the payment dates. I have observed during my 28 years in the Finance industry that many customers start on a specific term of credit period but then slowly they increase the credit period from their end by slowly pushing the dates of the payments, keep a watch on these customers, be firm and always push them to pay on the agreed terms.
Maintain proper documentation. One important thing to remember is to remember that when you are giving credit to your customers, it’s the risk that you are taking. In a worst scenario if the customer takes you for a ride for your payments then to fight him legally you will need proper documentation to prove your claims. I have seen many cases in my life that a company lose their claims towards a debtor because they don’t have proper documentation to prove their claim. When dealing with credit customers always make sure that the purchase order is properly signed and stamped and the credit terms are properly mentioned. Also you need to make sure that the delivery notes prepared towards the delivery of goods are properly signed and stamped by the customer. And lastly make sure that the invoices are delivered on time with proper receipt of the same.
You can’t eliminate your credit risks all together in business but you can minimize your bad debts if you follow the above steps to maintain a healthy credit line with your customers.
Every task that a person intends to do looks difficult to do until and unless he knows the formula or the method on how to do it. For example if I want to cook a biryani, I need to know the recipe or the method on how to cook a biryani, and if I don't know the method then I might land myself in a mess. Similarly if you are thinking and you intend to become wealthy then first of all you should know the formula on How to become rich ? When you know the formula or the recipe for performing a particular task then that task eventually becomes easy to perform or achieve. Becoming rich a dream which each of us perceive so let us see what steps can be taken practically to become rich in the shortest possible time without any side effects.
The first tip on how to become rich is to Look at money a bit differently.
If you want to be wealthy, you need to think a bit differently than ordinary people. If you think that you will get wealthy by just trading your time for money then its really tough if not impossible for you to get truly wealthy. The formula in the long run as to how to become rich is to make your money work for you. Once your money starts working for you generating more money, you are eventually on your path to riches.
The second tip on how to become rich is to Realize the power how small amounts can help you.
One of the biggest problem with people is that they always feel that they that for them to starting investing and making money work for them, they require huge amounts of funds, so eventually they never get a big amount of funds at any point time and they don't even start their journey towards getting rich. The first step is to take baby steps. Even if you have 100 dollars to spare, invest it. If you get a 15% return on this investment then by the end of a year you have 115 dollars to invest for the second year. At the end of the second year you will be earning 15% on 115 dollars so you will get an amount of 132.25 dollars to invest at the end of the second year to start your third year, at the end of the third year assuming your rate of return as 15% only still you will have a amount of 152.09 at the end of the third year. Soon the law of compounding will take over and you investment will continue to grow. It should not surprise you that the above example will yield you 100% return of your initial investment in just 5 years and 300% return in 10 years. Do you get the idea, the point is to start as soon as possible irrespective of the amount.
The third tip on how to become rich is to Pay off your Debts
Yes you need to cut down on your expenses, and pay off all your debts which have an element of interest attached to it. Your savings will start to increase massively once you pay off your debts and save on all the interest money. This saved money can then be invested to generate more and more income.
The fourth tip on how to become rich is to Think hard on how you can save more
For you to start on your path of getting rich, the major step is to think on a daily basis on as how you can save more money to invest. This is a important step because the more money you put into right investments, the more returns you will get. For example if you invest 100 dollars then your return is 15 dollars if we go by the 15% rate of return, but if you are able to invest 200 dollars then at the end of the period you have 30 dollars so the more money you put to work for you the higher the return so the point I want to make over here is try to save as much money as possible at least till you start getting back your desired income. See in the initial phase it will look difficult for you but soon you will start enjoying it. Always think of your money as your employees so the more employees you have the less work you need to do. For example if you start your business as a one man show then you have to do the sales, marketing, accounting, logistics, warehousing etc. but what if you have 5 people to take care of these 5 activities then you can just relax, your employees will do all the work and you will be generating income based on their efforts. This works out exactly the same way when you make money work for you. Your money works for you and starts generating more money so you are always free to do other things and very soon your money will be able to make a full time income for you without any involvement from your part. Do you get what this will do for you. You can devote more time for your other activities and maybe for other businesses.
The fifth tip on how to become rich is to Take advise of experts to invest your money.
Till the time that you are confident of investing your money at the right place its worth to seek the advise of experts as to where to invest your money. This reduces your risks of losing your money considerably. In the book “The Richest man in Babylon” the author points out to this important point. At the same time you should strive for the knowledge of investing money so that at a point you are able to do it by yourself but till you reach that point of expertise, the above advise is recommended. I have seen many people who put their entire savings in the wrong place and lost all their hard-earned money. So avoid this mistake and always take the advise from the experts of the field in which you want to invest.
The sixth tip on how to become rich is not to put all your eggs in one basket.
You must have heard this saying a lot of times and it's indeed valuable. When you start with a small amount you can start in a certain field but as your investment grows relax yourself by diversifying your investments in different sectors. For example you can have some money invested in the Real Estate, some in the stock market, some in the commodity market etc. Over time you can invest more in that sector which is giving you maximum returns but always advisable to invest in different sectors so that if any uncertain events happen in a particular sector, your liability is limited to the investment in that particular sector.
The seventh tip on how to become rich is to Always prepare a budget for your spending's.
Let us understand by what I mean by a budget. A budget is nothing but a plan on how you are going to handle your money. For example you get a salary of 5000 dollars so you prepare a plan or budget as to how this salary of 5000 dollars will be distributed to the maximum benefit. So you allocate 1000 dollars to your food, 1000 dollars for your rent and housing, 1000 dollars for your entertainment and clothing and you put 2000 dollars in your investment schedule. Budget is important as this will help you to reach your investing targets. For example if you decide that your investments needs to be 2500 instead of 2000 then you have to just adjust your other expenses to reach a figure of 2500 dollars in investing. When we do budgeting our mind will find ways and means to achieve your set targets. It will also help you to condition your mind for investment. Don't take my words for it. Starting budgeting even if you feel you don't need it for the time being, you will soon see the enormous benefits of budgeting.
Finally in a nutshell, we can conclude that if you really want to know the formula of how to become rich then its simple you need to save and invest your money in proper channels and let the money generate income for you.
